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Want to switch your existing Policy to us?

Want to switch your existing Policy to us?

It’s FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES. Guaranteed Peace of Mind & no break in your cover.

  • Short Term Income Protection Insurance

    • Monthly benefits of up to £1000
    • Unemployment Exclusions waived* when you Switch
    • Benefits paid even if you're being paid Sick Pay/SSP
    • Great value & Customer feedback
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    What does Short Term Income Protection Insurance do?

    It can provide you with a proven means to help you keep paying your bills and maintain your lifestyle and any financial commitments by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness (Disability) or Involuntary Unemployment. This can be a way of helping you avoid getting into debt should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Short Term Income Protection is designed to help pay your financial commitments in the event of Accident, Sickness (Disability) and Involuntary Unemployment.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness (Disability) & Unemployment

    AS - Accident & Sickness (Disability) only

    U – Unemployment only

    Click here for a Quick Quote

  • Mortgage Payment Protection Insurance

    • Your mortgage paid if you can't work
    • Premiums refunded during claims
    • Unemployment Exclusions waived* when you Switch
    • Great value & Customer feedback
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    Quick Quote

    What does Mortgage Payment Protection Insurance do?

    It can provide you with a proven means to help you keep paying your mortgage and other associated household bills on the property that is your main residence by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness (Disability) or Involuntary Unemployment. This can be a way of helping you avoid getting into debt should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Mortgage Payment Protection Insurance (MPPI) is sometimes referred to as (ASU) Accident, Sickness (Disability) and Involuntary Unemployment and is designed to help pay your mortgage in the event of Accident, Sickness (Disability) and Involuntary Unemployment.

    We believe our Mortgage Payment Protection Insurance policy offers UK homeowners complete peace of mind protection at the best possible price.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness (Disability) & Unemployment

    AS - Accident & Sickness (Disability) only

    U – Unemployment only

    Click here for a Quick Quote

  • Loan Payment Protection Insurance

    • Unemployment Exclusions waived* when you Switch
    • Benefits paid even if you're being paid Sick Pay/SSP
    • Premiums paid monthly
    • Monthly benefits of up to £1500
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    What does Loan & Payment Protection Insurance do?

    It can provide you with a proven means to help you keep paying your monthly repayments on any personal loans you have by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness (Disability) or Involuntary Unemployment. This can be a way of helping you avoid getting into debt and falling behind with your monthly repayments should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Loan & Payment Protection Insurance is sometimes referred to as (PPI) or (ASU) Accident, Sickness (Disability) and Involuntary Unemployment and is designed to help pay your mortgage in the event of Accident, Sickness (Disability) and Involuntary Unemployment.

    PPI has had a bad press over the past few years because many banks and lenders generally mis-sold what was know a s a single premium policy which had to be paid for up front (often for several years at a time) to people who didn’t want the cover or know that they had been charged for it! It really has been a case of the policy being hijacked by these unscrupulous lenders rather than it being a bad type of insurance per se.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness (Disability) & Unemployment

    AS - Accident & Sickness (Disability) only

    U – Unemployment only

    Click here for a Quick Quote

  • Credit Card Payment Protection Insurance

    • Benefits paid even if you're being paid Sick Pay/SSP
    • Premiums refunded during claims
    • Easy application process
    • Maximum £5000 coverage
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    Quick Quote

    What does Credit Card Payment Protection Insurance do?

    Credit Card & Payment Protection Insurance (CCPPI) is also referred to as Payment Protection Insurance (PPI), and like PPI, it has been in the news headlines over the past few years, as the extortionate premiums charged by some credit card companies and store cards has been exposed as a complete rip off. With the worst offenders only paying 3% of a customer´s outstanding balance in the event of having to claim due to Accident, Sickness (Disability) or Involuntary Unemployment.

    Payment Protection Insurance specifically for UK credit cards has always only ever been available from the card providers themselves and that´s why Paymentcare´s Credit Card Payment Protection policy offers UK card holders a great alternative. Customers simply select an amount between £1000 and £5000 that best reflects the average outstanding balance across their credit card(s), you can cover as many as you like up to the policy limit as long as you do not exceed 50% of your monthly salary.

    So what´s Unique about Credit Card Protection?

    UK´s lowest cost stand alone credit card cover per £100 of outstanding balance at only £0.55. True protection when you need it most – unlike every other credit card payment protection insurance you do not pay for the insurance during a claim period.

    How Does it Work?

    Choose the level of cover that´s closest to your average monthly outstanding credit card balance(s) between £1000 and £5000.

    Cover as many of your credit cards as you wish. The minimum cover amount is £1000 and the maximum is £5000 in total.

    e.g. Assuming you have an average monthly outstanding balance of £5000 on your credit card(s)         we pay 10% = £500 per month during a claim period, for up to a maximum of 10 months.

    Click here for a Quick Quote

  • Life Insurance

    • Price Promise - £50 of retail vouchers for you if we can't match or beat any like for like new quotation on Life Insurance.
    • FREE Advice
    • Top name Insurers
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    Quick Quote

    Life Insurance

    Life Insurance - Our preferred specialists, PMI Partners, work with top insurers such as Aviva, Legal & General and LV to help you get the best deal and the right policy for you.

    If they cannot match or beat any like for like new quotation on Life Insurance they will send you £50 of retail vouchers!

    Simply click on Life Insurance to buy online or call their team of life insurance experts for free advice on 08454 02 03 03.

    Please be aware that responsibility under Financial Conduct Authority regulations will therefore be assumed directly by PMI Partners if you purchase Life Insurance from them.

  • PMI Private Medical Insurance

    • Price Pledge - £50 of retail vouchers for you if we can't match or beat any like for like new quotation on Medical Insurance.
    • Great choice of Plans
    • FREE Advice
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    Quick Quote

    Private Medical Insurance

    Our preferred specialists, PMI Partners, offer a comprehensive online health comparison service in the UK, from leading health insurance companies including: AXA, Aviva, Pru Health, Simply Health, WPA to help you get the best deal and the right policy for you by comparing up to 50 quotes online. If they cannot match or beat any like for like new quotation on Medical Insurance they will send you £50 of retail vouchers!

    Simply click on Health Insurance to buy online or call their team of health insurance experts for free advice on 08454 02 03 03.

    Please be aware that responsibility under Financial Conduct Authority regulations will therefore be assumed directly by PMI Partners if you purchase Health Insurance from them.

Want to switch your existing Policy to us?

It's FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES.

Guaranteed Peace of Mind & no break in your cover.

  • Can I transfer cover from another Mortgage (MPPI) / Loan / Short Term Income Protection Insurance provider?

    Yes it's easy to transfer cover, provided you are eligible for the policy and can meet a few simple conditions.

    Great news...we also waive the initial exclusion period (this is the period of time where you cannot claim for involuntary unemployment) which applies at the start of a policy, provided that you meet these conditions:

    • There is no break in cover, between your existing policy and your new policy with us.
    • Your existing policy has been in force for at least six months.
    • The benefit of your new policy is the same as on your existing policy. You can increase the amount, but the initial exclusion period will apply to the increased amount you request.
    • The cover is on a like for like basis (the same level of cover).
    • You must be claim free under your existing policy.
    • Any pre-existing medical conditions that are excluded under your existing policy will also be excluded under your new policy.
    • We request that you send a copy of your existing certificate of insurance. THIS WILL BE REQUIRED IN THE EVENT OF ANY FUTURE CLAIM ON YOUR NEW POLICY.

    Do NOT cancel your existing policy until you have received your new policy documents confirming cover with ourselves. Then you should inform your existing insurer.

  • Can I transfer cover from another Credit Card Protection Insurance provider?

    We are not aware of any other stand alone credit card protection insurance provider! If you meet the eligibility criteria and you deem that the policy meets your demands and needs and you would like to apply for cover, instead of paying over the odds to your credit card company, then of course you may submit an application.

*Terms & Conditions apply