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Want to switch your existing Policy to us?

Want to switch your existing Policy to us?

It's FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES. Guaranteed Peace of Mind & no break in your cover.

  • Short Term Income Protection Insurance

    • Protect your Income and Lifestyle
    • Monthly benefits of up to £2,000
    • Unemployment Exclusions waived* when you Switch
    • Benefits paid even if you're being paid Sick Pay/SSP
    • Great value
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    Quick Quote

    What does Short Term Income Protection Insurance do?

    It can provide you with a proven means to help you keep paying your bills and maintain your lifestyle and any financial commitments by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness or Involuntary Unemployment. This can be a way of helping you avoid getting into debt should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Short Term Income Protection is designed to help pay your financial commitments in the event of Accident, Sickness and Involuntary Unemployment.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness & Unemployment

    AS - Accident & Sickness only

    U – Unemployment only

    Click here for a Quick Quote

  • Mortgage Protection Insurance

    • Up to £2000 of monthly benefit
    • Your mortgage paid if you can't work
    • Unemployment Exclusions waived* when you Switch
    • Great value & Customer feedback
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    Quick Quote

    What does Mortgage Payment Protection Insurance do?

    It can provide you with a proven means to help you keep paying your mortgage and other associated household bills on the property that is your main residence by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness (Disability) or Involuntary Unemployment. This can be a way of helping you avoid getting into debt should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Mortgage Payment Protection Insurance (MPPI) is sometimes referred to as (ASU) Accident, Sickness (Disability) and Involuntary Unemployment and is designed to help pay your mortgage in the event of Accident, Sickness (Disability) and Involuntary Unemployment.

    We believe our Mortgage Payment Protection Insurance policy offers UK homeowners complete peace of mind protection at the best possible price.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness (Disability) & Unemployment

    AS - Accident & Sickness (Disability) only

    U – Unemployment only

    Click here for a Quick Quote

Want to switch your existing Policy to us?

It's FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES.

Guaranteed Peace of Mind & no break in your cover.

  • Can I transfer cover from another Mortgage (MPPI) / Loan / Short Term Income Protection Insurance provider?

    Yes it's easy to transfer cover, provided you are eligible for the policy and can meet a few simple conditions.

    Great news...we also waive the initial exclusion period (this is the period of time where you cannot claim for involuntary unemployment) which applies at the start of a policy, provided that you meet these conditions:

    • There is no break in cover, between your existing policy and your new policy with us.
    • Your existing policy has been in force for at least six months.
    • The benefit of your new policy is the same as on your existing policy. You can increase the amount, but the initial exclusion period will apply to the increased amount you request.
    • The cover is on a like for like basis (the same level of cover).
    • You must be claim free under your existing policy.
    • Any pre-existing medical conditions that are excluded under your existing policy will also be excluded under your new policy.
    • We request that you send a copy of your existing certificate of insurance. THIS WILL BE REQUIRED IN THE EVENT OF ANY FUTURE CLAIM ON YOUR NEW POLICY.

    Do NOT cancel your existing policy until you have received your new policy documents confirming cover with ourselves. Then you should inform your existing insurer.

  • Can I transfer cover from another Credit Card Protection Insurance provider?

    We are not aware of any other stand alone credit card protection insurance provider! If you meet the eligibility criteria and you deem that the policy meets your demands and needs and you would like to apply for cover, instead of paying over the odds to your credit card company, then of course you may submit an application.

*Terms & Conditions apply