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Read existing customer reviews…
  • I claimed for 8 months for unemployment and it was a life saver, when you are going through an already stressful time it was good to have.
    - Mr C from Northamptonshire
  • Claimed on unemployment, no problems with the claim, got offered temporary work, I was told I could freeze the claim if I took it.
    - Mr C Leeds
  • Income Protection helped when I needed it whilst finding employment, which was 3 months.
    - Mr H of Stockton on Tees
  • Really helped with the bills for the 3 months I needed it whilst I found another job, would highly recommend Income Protection to anyone.
    - Mr M of Aberdeenshire
  • It was really helpful whilst I needed it and helped pay the bills for 12 months.
    - Mr S of Merton Devon
  • 100% peace of mind having a policy in place, no catches, it was all straight forward when I needed to claim.
    - Mr E from Nottingham
  • This Income Protection policy was a life line, we couldn't have managed without it. I would highly recommend it to anyone.
    - Mrs M from Staffordshire
  • The policy saved our lives, the services was brilliant, we could have lost our home without it.
    - Mrs F from Surrey
  • Income Protection from Paymentcare; obsoletely brilliant.  The policy paid out for a full 12 months.  I have recommended it to friends.
    - Mr S from Northamptonshire
  • Very happy to have had Income protection in place with Paymentcare.  Without it, it would have been very difficult, it paid the bills and when you’re ill, bills are the last thing you need to be worried about.
    - Mr W from Lincolnshire
  • Having the policy in place meant I could keep my car which I needed to try and find another job.
    - Mrs from M Fife
  • The policy helped at a time I needed it most, which is exactly what I wanted.
    - Mrs L from Stratford up on Avon
  • I have never been off work before and this policy helped a great deal, really happy with the quick process for the claim payments.  I claimed for about 10 months after an operation.
    - Mr S from West Yorkshire
  • Having this policy in place meant I kept up with my repayments each month, good service provided all round.
    - Mr S from Barnstable
  • The important thing to me was that the policy did what it said on the tin;  there were no hidden agendas, all very straight forward.  This helped at what was a very stressful time for me.
    - Mr G from Glasgow
  • It helped me no end at such a worrying time, I seriously do not know what I would have done without it.
    - Mr S from Essex
  • This policy helped a great deal, I would have been stuck without it, the service has been cracking and really straight forward. I still have a few months to go before I can return to work so it's brilliant.
    - Mr M from Devon
  • Couldnt have managed without it, the claims process was really quick and easy, I would recommend.
    - Mr S from Essex
  • I've claimed for unemployment, I am really glad I had this policy in place it helped when I needed it the most.
    - Mr S from Merseyside
  • I had to claim for 3 months due to an accident. The policy helped when I needed it to keep my loan payments going.
    - Mr B from Sheffield
  • The policy really helped me at the time and was one thing less to think about.
    - Mr T from Chesterfield
  • Claim was really easy and I claimed for 12 Months. This policy helped me at a really difficult time and I would recommend anyone to take a policy out.
    - Mr S from Leicestershire
  • We claimed twice, five months for both claims one for unemployment and the other for disability, it was a god send, we had just remortgaged and I had accident. I would recommend this policy definitely it gives you peace of mind.
    - Mr R from Oswestry
  • We have claimed on the policy twice.  I don’t know what we would have done without it.  I’d definitely recommend Mortgage Protection from Paymentcare; the claims process was really easy and paid out promptly.
    - Mr W South Lanarkshire
  • This policy took the weight off my shoulders at a time I had major surgery, I claimed twice once for seven months and then again for six months. I would absolutely recommend this policy, you never know what's around the corner!
    - Mr T Falkirk Scotland
  • Invaluable, fantastic, it was stressful enough losing my job it affected the whole family; we could have lost our home without this insurance.
    - Mr B Co Durham
  • Claimed for 9 months the claims department were really helpful, no problems with the claim. It was one last thing to think about and gave us peace of mind, would highly recommend this policy.
    - Mr & Mrs S of Ayrshire
  • I Would recommend this policy definitely. Claimed for unemployment then got ill and claimed disability the policy helped enormously would recommend a policy to anyone.
    - Mr O of Bambry Oxfordshire
  • Policy was great didn't take much to make a claim all went very smoothly I claimed for 6 months
    - Mrs B from Cumbria
  • Very good all went well with the claim, I only needed to claim 2 months but it covered the mortgage.
    - Mrs C North Dorset
  • It was good, just gave all my details and documents required and the premium was paid, it was a God send
    - Mr D Merseyside
  • Was very good did exactly what we wanted, paid the mortgage and the loan as we had two policies.
    - Mr P Portsmouth
  • Greatly helped, had to claim twice for unemployment and couldn't have job seekers allowance so this covered my mortgage payments for a total of 6 months.
    - Mrs E Maidstone
Want to switch your existing Policy to us?

Want to switch your existing Policy to us?

It's FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES. Guaranteed Peace of Mind & no break in your cover.

  • Short Term Income Protection Insurance

    • Protect your Income and Lifestyle
    • Monthly benefits of up to £2,000
    • Unemployment Exclusions waived* when you Switch
    • Benefits paid even if you're being paid Sick Pay/SSP
    • Great value
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    Quick Quote

    What does Short Term Income Protection Insurance do?

    It can provide you with a proven means to help you keep paying your bills and maintain your lifestyle and any financial commitments by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness or Involuntary Unemployment. This can be a way of helping you avoid getting into debt should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Short Term Income Protection is designed to help pay your financial commitments in the event of Accident, Sickness and Involuntary Unemployment.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness & Unemployment

    AS - Accident & Sickness only

    U – Unemployment only

    Click here for a Quick Quote

  • Mortgage Protection Insurance

    • Up to £2000 of monthly benefit
    • Your mortgage paid if you can't work
    • Premiums refunded during claims
    • Unemployment Exclusions waived* when you Switch
    • Great value & Customer feedback
    Discover More
    Quick Quote

    What does Mortgage Payment Protection Insurance do?

    It can provide you with a proven means to help you keep paying your mortgage and other associated household bills on the property that is your main residence by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness (Disability) or Involuntary Unemployment. This can be a way of helping you avoid getting into debt should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Mortgage Payment Protection Insurance (MPPI) is sometimes referred to as (ASU) Accident, Sickness (Disability) and Involuntary Unemployment and is designed to help pay your mortgage in the event of Accident, Sickness (Disability) and Involuntary Unemployment.

    We believe our Mortgage Payment Protection Insurance policy offers UK homeowners complete peace of mind protection at the best possible price.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness (Disability) & Unemployment

    AS - Accident & Sickness (Disability) only

    U – Unemployment only

    Click here for a Quick Quote

  • Loan Repayment Insurance

    • Unemployment Exclusions waived* when you Switch
    • Benefits paid even if you're being paid Sick Pay/SSP
    • Premiums paid monthly
    • Monthly benefits of up to £2000
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    Quick Quote

    What does Loan & Payment Protection Insurance do?

    It can provide you with a proven means to help you keep paying your monthly repayments on any personal loans you have by providing you with a set monthly benefit in the event that you are unable to work due to Accident, Sickness (Disability) or Involuntary Unemployment. This can be a way of helping you avoid getting into debt and falling behind with your monthly repayments should the unthinkable happen to you.

    The monthly benefit payments from the policy are paid directly to you and are capped as a percentage of your salary with an upper limit.

    Loan & Payment Protection Insurance is sometimes referred to as (PPI) or (ASU) Accident, Sickness (Disability) and Involuntary Unemployment and is designed to help pay your mortgage in the event of Accident, Sickness (Disability) and Involuntary Unemployment.

    PPI has had a bad press over the past few years because many banks and lenders generally mis-sold what was know a s a single premium policy which had to be paid for up front (often for several years at a time) to people who didn’t want the cover or know that they had been charged for it! It really has been a case of the policy being hijacked by these unscrupulous lenders rather than it being a bad type of insurance per se.

    Simply choose the type of cover you require:

    ASU - Accident, Sickness (Disability) & Unemployment

    AS - Accident & Sickness (Disability) only

    U – Unemployment only

    Click here for a Quick Quote

  • Credit Card Payment Protection Insurance

    • Benefits paid even if you're being paid Sick Pay/SSP
    • Premiums refunded during claims
    • Easy application process
    • Maximum £5000 coverage
    Discover More
    Quick Quote

    What does Credit Card Payment Protection Insurance do?

    Credit Card & Payment Protection Insurance (CCPPI) is also referred to as Payment Protection Insurance (PPI), and like PPI, it has been in the news headlines over the past few years, as the extortionate premiums charged by some credit card companies and store cards has been exposed as a complete rip off. With the worst offenders only paying 3% of a customer´s outstanding balance in the event of having to claim due to Accident, Sickness (Disability) or Involuntary Unemployment.

    Payment Protection Insurance specifically for UK credit cards has always only ever been available from the card providers themselves and that´s why Paymentcare´s Credit Card Payment Protection policy offers UK card holders a great alternative. Customers simply select an amount between £1000 and £5000 that best reflects the average outstanding balance across their credit card(s), you can cover as many as you like up to the policy limit as long as you do not exceed 50% of your monthly salary.

    So what´s Unique about Credit Card Protection?

    UK´s lowest cost stand alone credit card cover per £100 of outstanding balance at only £0.55. True protection when you need it most – unlike every other credit card payment protection insurance you do not pay for the insurance during a claim period.

    How Does it Work?

    Choose the level of cover that´s closest to your average monthly outstanding credit card balance(s) between £1000 and £5000.

    Cover as many of your credit cards as you wish. The minimum cover amount is £1000 and the maximum is £5000 in total.

    e.g. Assuming you have an average monthly outstanding balance of £5000 on your credit card(s)         we pay 10% = £500 per month during a claim period, for up to a maximum of 10 months.

    Click here for a Quick Quote

Want to switch your existing Policy to us?

It's FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES.

Guaranteed Peace of Mind & no break in your cover.

  • Can I transfer cover from another Mortgage (MPPI) / Loan / Short Term Income Protection Insurance provider?

    Yes it's easy to transfer cover, provided you are eligible for the policy and can meet a few simple conditions.

    Great news...we also waive the initial exclusion period (this is the period of time where you cannot claim for involuntary unemployment) which applies at the start of a policy, provided that you meet these conditions:

    • There is no break in cover, between your existing policy and your new policy with us.
    • Your existing policy has been in force for at least six months.
    • The benefit of your new policy is the same as on your existing policy. You can increase the amount, but the initial exclusion period will apply to the increased amount you request.
    • The cover is on a like for like basis (the same level of cover).
    • You must be claim free under your existing policy.
    • Any pre-existing medical conditions that are excluded under your existing policy will also be excluded under your new policy.
    • We request that you send a copy of your existing certificate of insurance. THIS WILL BE REQUIRED IN THE EVENT OF ANY FUTURE CLAIM ON YOUR NEW POLICY.

    Do NOT cancel your existing policy until you have received your new policy documents confirming cover with ourselves. Then you should inform your existing insurer.

  • Can I transfer cover from another Credit Card Protection Insurance provider?

    We are not aware of any other stand alone credit card protection insurance provider! If you meet the eligibility criteria and you deem that the policy meets your demands and needs and you would like to apply for cover, instead of paying over the odds to your credit card company, then of course you may submit an application.

*Terms & Conditions apply